MultiCash@Smart Office

MultiCash@SmartOffice is a client application of the electronic (internet) banking for a safe communication with the bank through Internet. It is intended both for private and corporate clientele. It enables financial transactions and a safe exchange of information between the client and the bank without the necessity to install the application software on the client side.

Basic features of MultiCash@SmartOffice include:

  • Easy operation
  • Automatic updating of new functions
  • Easy adaptation to the bank´s requirements in terms of functionality and design
  • The possibility to use intelligent chip cards, Minikey or tokens (calculators) for the electronic signature

MultiCash@SmartOffice supports the following functions:

  • Information about account balances and individual turnovers (MT 940)
  • Information about pre-accounted items (MT 942)
  • Displaying reports from the bank
  • Domestic payments – Single, Aggregate - transfers/collection, urgent payments
  • Foreign payments - Single, Aggregate …
  • Auxiliary databases for accelerated entering of payment orders
  • Sending files of payment orders generated by the accounting system
  • Information about transactions of card operations
  • Sending reports to the bank
  • The possibility to save statements in a text file for loading into the accounting system
  • Additional functions according to the bank´s requirements

Benefits of this solution

The MultiCash@SmartOffice system is one of the communication channels of the MultiCash system and is fully integrated in the common communication base. It means that:

  • the format of the transmitted data of payment orders corresponds to the other client sides of the MultiCash program
  • the data format for distribution to clients is the same (MT940, 942)
  • it is possible to use the same interface to the bank system
  • administration of the users´ statistical data on the bank side is the same
  • it is possible to use the functions of the Multicash@Sign application

Security of the MultiCash@SmartOffice application

MultiCash@SmartOffice uses the highest security standards:

  • encryption of data transmission by means of the HTTPS protocol

Authorization methods:

  • SW electronic signature – the secret key is saved on a diskette or another exchangeable medium, e.g. flash disk. It is necessary to install the plug-in which is downloaded from Internet.
  • HW electronic signature – the secret key is saved on a chip card or on MINIKEY.
  • It is necessary to install the plug-in which is downloaded from Internet.
  • Vasco Token (Challenge /response principle)
  • SMS key.